Voluntary Accident Coverage
Accident insurance provides a layer of protection for individuals. Many major medical plans do not cover accident type coverage. Especially, accident insurance can help narrow the gap caused by out-of-pocket expenses. These include items such as deductibles, co-payment, and non-covered medical services. Specifically, these type of plans are Guarantee Issue. As well, these types of plans are designed to complement an overall benefit package. Benefits are paid directly to the Insured.
